NordSternNordStern

Become a Stellar anchor without building the stack.

Nordstern runs the SEP servers, KYC, payment rails, treasury, and operator console behind a Stellar on/off-ramp. Bring your license, bank, and liquidity — launch on testnet, then go live when you're ready.

KoriPAY
TESTNET

Overview

Updated 40s ago · testnet

Tokens in circulation

1,02,00,400

INRx · issued liability

Fiat reserve

₹1,03,45,900

nodal · HDFC ••2298

Reserve ratio

backed

101.4%

fully backed · ≥ 100%

Net flow · 24h

▲ 12%

+₹18.4L

in ₹42.1L · out ₹23.7L

Money movement

Last 14 days

On-ramp

₹5.42 Cr

Off-ramp

₹4.03 Cr

Settled · avg

~2 min

Recent transactions

View all →

Priya Sharma

on-ramp · tx_8f2a

+₹42,000

Rahul Mehta

off-ramp · tx_8f19

−₹17,900

Sunrise Payroll Pvt Ltd

on-ramp · tx_8f04

+₹1,28,600

Vendor Co.

off-ramp · tx_8ef7

−₹3,40,000

Sana Khan

on-ramp · tx_8ee0

+₹5,000

Needs attention

21 items

Withdrawals awaiting payout

oldest 22m · SLA 30m

₹4,20,000

Deposits pending

3 transactions

₹96,000

KYC review required

5 customers · 1 flagged

5

Payout failed · retry

tx_8f19 · beneficiary IFSC

₹17,900

Reserve accounts

Bank nodal · HDFC

A/C ••2298 · HDFC0001435

INR₹1,03,45,900

Stellar distribution

GA…X29 · issues INRx

XLM1,02,00,400

Issuer account

GB…7QF · asset control

XLM

System & providers

Operational

Anchor Platform · SEPhealthy
Horizon · testnetledger 1.2M
RazorpayX · payoutshealthy
Razorpay · UPIhealthy
HyperVerge · KYCdegraded
Webhooks · 24h1,204 sent

Built with

  • RazorpayX logoRazorpayX
  • Stellar logoStellar
  • Claude logoClaude
  • Didit logoDidit
  • Supabase logoSupabase
  • Coinbase logoCoinbase

We build the compliant anchor infrastructure that connects local banking rails to the global Stellar network.

Every anchor needs the same stack — SEP servers, KYC, payment rails, treasury, and compliance workflows, wired together and kept running. NordStern operates it as managed infrastructure, so a licensed business can launch a fiat on/off-ramp on its local rails without building it from scratch.

One platform to launch your anchor.

Run on/off-ramp flows on managed infrastructure — SEP servers, KYC, payment-rail adapters, treasury, and compliance workflows — without building or operating the stack yourself.

~5sStellar network settlement

Deposits mint a Stellar asset; withdrawals redeem it and release fiat — memo-matched, tracked end to end.

Compliance workflows, built in.

Verification pipelines powered by Didit. Sanctions, PEP, and identity screening keep every on/off-ramp flow compliant by default.

Aarav Sharma

Didit Verification

ACCEPTED

98.4% match

Priya Patel avatar

Priya Patel

Didit Verification

CLEARED

0.4s check

Karan Singh avatar

Karan Singh

Didit Verification

SCREENING

SEP-24Interactive deposit and withdrawal

Protocol-native flows

Anchor Platform manages wallet authentication and transaction states while your team controls the customer experience.

Event-driven redemptions

The Stellar Observer matches incoming payments by memo and advances the withdrawal state, ready for your payout adapter.

Your Anchor, down to the last detail.

NordStern handles Stellar protocols, financial rails, and settlement infrastructure. When you need deeper control, our SDK gives your team an additional way to build a fully custom experience on top.

Explore the SDK
All systems operational· Testnet
1import { NordStern } from "@nordstern/sdk";
2
3const client = new NordStern({
4apiKey: process.env.NORDSTERN_KEY,
5});
6
7const deposit = await client.deposits.create({
8asset: "ANCH",
9amount: "25000.00",
10rail: "upi",
11destination: wallet.publicKey,
12});
TerminalOutputProblems
Ready to create deposit on testnet
API response201 CREATED

{

"id": "dep_8F2kq9",

"status": "pending_user_transfer",

"rail": "upi"

}

POST/v1/deposits184ms
Live callbacksLISTENING
12:04:08deposit.created
12:04:09customer.accepted
12:04:11payment.pending
Authentication
Token verified
Rate limit
98.7k remaining

One app to on-ramp and off-ramp. Across a network of Anchors.

A consumer app that connects people to a network of licensed Anchors to move money on and off Stellar. They pick an Anchor, verify once, then deposit rupees to receive USDC — or send it straight back to their bank. Funds never leave the Stellar wallet they already trust.

9:41

Good morning, Bhavesh

Choose an Anchor

B
Search Anchors or payment rails
Available in India · 6Filter
NS
NordStern India
4.9·UPI · IMPS · RTGS

0.4%

fee

~90s settlement Anchor selected
RB
RupeeBridge
4.7·UPI · IMPS

0.6%

fee

SP
StellarPay IN
4.8·IMPS · NEFT

0.5%

fee

HomeWalletActivityAccount

The full anchor stack, run for you

Every layer, working together — nothing left for you to assemble.

A native app for your users

A secure mobile app where your users discover anchors, verify once with Didit, and swap INR ↔ USDC right inside the wallets they already trust.

9:41

Deposit received

25,000
UPIIMPSNEFTRTGS
Minted to

262.60 USDC

Settled on Stellar

Transaction Details

Payment methodUPI (GPay)
Exchange rate₹95.20 per USDC
Network fee0.00 USDC (Sponsored)
Stellar Tx0x3a9f...b4c2

Everything B2B, done for you

SEP servers, payment rails, KYC, compliance, treasury and the operator console — all run for you. Bring your licence, bank and liquidity; launch with compliance done.

SEP serversINR railsUSDC settlementDidit KYCCompliance & auditTreasuryOperator console
Treasury

Total balance

$1,254,768

Reserves · 1:1 backed+0.0%

$1,254,768

Complete control for developers

Embed anchor flows or build a custom money experience — one unified SDK, REST APIs, sandboxes and real-time webhooks.

// Initialize client

const client = new NordStern();

// Start interactive ramp

const tx = await client.deposit({

amount: "25000.00",

rail: "upi"

});

Infrastructure you can trust

2M+

addressable users in Indian fintech

₹100B+

annual INR ramp market opportunity

99.9%+

Stellar network uptime (historical)

Built on Stellar — one of the most audited payment rails available. NordStern handles the stack so anchor teams can focus on their business.

faster to first transaction vs. building in-house

Anchor teams

₹1B+

monthly ramp volume achievable per anchor

Anchor capacity

50%

less ops overhead vs. running your own stack

Ops savings

Everything you need to know, before you launch.

An anchor is the bridge between local fiat and the Stellar network — it takes fiat deposits, issues 1:1-backed tokens like USDC, and redeems them back to fiat. NordStern runs that entire bridge on your behalf.

Launch money solutions for your users. Unlock new revenue for your anchor.

Talk to us